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Owning and managing your finances should be a goal for all of us. Daunting as it may be, your budget is a blueprint to managing your financial wealth and success. Himal Parbhoo, CEO FNB Retail Cash Investments outlines at least five steps that will help you start and manage your personal savings budget: Step 1: Identify the amount of money you have coming in. This step is important as it will define how much money you can contribute to your household expenses, servicing your debt, savings and investments. Step 2: Track your spending through your budget. Monitor what your daily and monthly expenses are; andRead More →

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Learn how to make wise financial decisions early in life to ensure you are not impacted by financial missteps committed in youth. Eunice Sibiya, Head of Consumer Education at FNB, says “There’s nothing as exciting as getting your first salary and realising that earning an income opens up many possibilities. However, this should also be the time to step back and start thinking carefully about your finances and what you want to achieve from earning an income. During this stage, every financial commitment should be carefully considered because how you start off will have a direct impact on your finances in the long term.” HereRead More →