budgeting

Owning and managing your finances should be a goal for all of us. Daunting as it may be, your budget is a blueprint to managing your financial wealth and success. Himal Parbhoo, CEO FNB Retail Cash Investments outlines at least five steps that will help you start and manage your personal savings budget: Step 1: Identify the amount of money you have coming in. This step is important as it will define how much money you can contribute to your household expenses, servicing your debt, savings and investments. Step 2: Track your spending through your budget. Monitor what your daily and monthly expenses are; andRead More →